HORIZON INTERNATIONAL INSURANCE PCC LIMITED WEBSITE PRIVACY NOTICE

Definitions

For the purposes of this Privacy Notice:

• Account means a unique account created for You to access our Service or parts of our Service.
• Company refers to Horizon International Insurance PCC Limited.
• Device means any device that can access the Service such as a computer, a mobile phone or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means any natural or legal person who processes the data on behalf of the company.
• Website refers to Horizon International Insurance PCC Limited Website, accessible from https://horizoninternationalinsurance.com
• You means the individual accessing or using the service, or the company, or other legal entity on behalf of which such individual is accessing or using the service, as applicable.

Introduction

Welcome to Horizon International Insurance PCC Limited. We are committed to protecting your personal information and your right to privacy and ensuring compliance with data protection laws, including the Data Protection Act, 2023, and, where applicable, the General Data Protection Regulation (GDPR).

This Privacy Notice explains how we collect, use, disclose and protect your information when you visit our website, use our products and services or interact with us in any other way.

This Privacy Notice applies if you are a client or if you have any contractual relationship with the company and it explains how we use your personal data. We respect the privacy of our clients, and we are committed to keeping your personal data secure and safe.

We are a Data Controller as defined in the Data Protection Act, 2023, and we are responsible for ensuring that we process your personal data in accordance with the applicable law.

Types of Data We Collect

We may collect the following types of information or documents:

• Client's basic information such as the first name and last name, identification number, date of birth, your address, email address, occupation, phone number.
• Customer due diligence information such as copies of your national identity document, passport, or other form of identity document and a copy of proof of address such as a utility bill or any other form of proof of address.
• User Account Data - Username, password, account settings details.
• Marketing Data - Preferences in receiving marketing communications.
• Financial Data - includes income statements, tax returns and bank statements, source of funds or source of wealth.

How We Use Your Information

We use the information that we collect for various purposes, including:

• Providing and managing our insurance services.
• Processing transactions and sending related information.
• Communicating with you about your policy, claims and other inquiries.
• Improving our website and services.
• Complying with legal obligations and protecting our rights.
• Sharing marketing materials, promotions, or offers if you sign up for such services. You can opt out at any time.

Sharing Your Information

We may share your information with:

• Service Providers: Third-party vendors, agents or contractors who provide services to us or on our behalf.
• Affiliates: Companies related to us by common ownership or control.
• Legal Authorities: When required by law or to protect our rights.
• Transborder Data Transfers: Some of our service providers may be located outside Seychelles and your data may be transferred internationally and this will be done in compliance with the applicable law and regulations.

Security of Your Information

The security of your personal data is important to us. We implement industry-standard encryption and security controls to safeguard your data. Your information is retained only for as long as necessary for legal and business purposes.

These measures are to protect your personal information from unauthorised access, use or disclosure.

Retention of Personal Data

The retention period of your personal data will be determined by various considerations including:

• the purpose for which we are using it,
• legal and regulatory obligations which may set a minimum period for which we must keep your personal data.

Your Privacy Rights

You have the following rights regarding your personal information:

1. Accessing and obtaining a copy of your data held by the company.
2. Requesting correction or deletion of your data.
3. Objecting to or restricting the processing of your data.
4. Withdrawing consent to data processing.

Contact Us

If you have any questions about this Privacy Notice or our privacy practices, please contact us at:

Horizon International Insurance PCC Limited

Phone: +2484326649 or +2484326060

Address: 102 First Floor, Kanna Mall Victoria, Mahe, Seychelles